Congratulations on taking the first step towards making money from debt and maximizing the profits while you are at it. This process has several "names" to it, which include App-o-Rama (commonly seen as AOR), App-Spree, etc. Our focus here is not to give a name to the process, but to explain what the process is and how to obtain the maximum benefit from it.

Before we go any further, let's see what this process is and is not about.

This process is:: About making money from 0% APR balance transfer offers by investing them in fully insured accounts.

Is Not : Making money by gambling with 0% APR balance balance transfers (i.e. unsecured funds).

Is::A long term investment solution.

Is Not : A quick buck.

Is:: Only to be done by people who are well organized.

Is Not : To be done by people who can hardly organize their lives.

Is:: About making money from a privilege given to you, while eventually raising your credit score.

Is Not : Making millions a day in a get rich quick scam.

Now that we have cleared this up, let us see a short summary of what the app-o-rama process is.

Basically we will take a bunch of those promotional 0% APR balance transfers that the credit card companies offer and use that money to invest in a fully insured money market account. By the time the promotional period is over, you will have accumulated a decent amount of interest money for you to use freely. People are making hundreds if not thousands of dollars using this technique. All it takes is to follow the 10 step process outlined in this site and you'll be on your way to making money!

So what about the debt part? Well to be clear, once the money goes from the credit card company to your hands (i.e. your bank, money market accounts, etc.) then you are now in debt to the credit card companies even if you have enough money to payoff the balance transfer. As far as the credit card companies are concerned, you are in debt to them until the balance is paid off. Hence the debt part in profiting from debt.

Click on the the 10 step process link on the left to get started.